Tabby Launches Tabby Cash in the UAE With Free Transfers and Up to 3% Cashback
By Thasmiya
Tabby has launched **Tabby Cash**, a new fee-free spending account designed to help UAE residents hold, send and spend money through the Tabby app.
The service includes a digital Visa card, free local transfers and cashback on selected purchases, marking Tabby’s expansion beyond its well-known buy-now-pay-later services into everyday money management.
**What is Tabby Cash?**
Tabby Cash is a digital spending account that works as an alternative to a traditional debit account.
Users can add money to the account, transfer funds locally and spend through the Tabby Cash Visa Card wherever Visa is accepted, including online, in stores and abroad.
It is important to note that **Tabby Cash is not a cash loan or cash-advance service**. It is an account for managing and spending the user’s own money.
**What are the main features?**
Tabby Cash offers:
- No account setup fee - No account or card fees - Free unlimited local money transfers - A digital Visa spending card - Cashback on selected spending categories - Cashback on international purchases - Real-time balance and transaction tracking - Support for Apple Pay, Google Pay and Samsung Pay
Global money transfers are also planned for a later stage.
**How much cashback can users earn?**
Tabby Cash Card users can earn cashback on three selected spending categories each month and on international transactions.
Tabby Plus members can earn up to **3% cashback**, while customers without Tabby Plus will normally receive **1% cashback**.
As a launch offer, all eligible Tabby Cash customers will receive **3% cashback until November 1, 2026**.
Cashback earnings are capped at **AED 200 per month**, and terms and conditions apply.
**Where can the Tabby Cash Card be used?**
The digital Tabby Cash Visa Card can be used anywhere Visa is accepted.
This includes:
- UAE stores - Online shopping platforms - International merchants - Overseas purchases - Contactless mobile-wallet payments
Users can add the digital card to Apple Pay, Google Pay or Samsung Pay, subject to device and wallet availability.
**How can users add money?**
Users can fund their Tabby Cash account using:
- A debit card - A bank transfer - The account’s dedicated IBAN
Once money has been added, it can be spent using the Tabby Cash Card or transferred to other eligible accounts.
**Who can apply for Tabby Cash?**
Tabby says the service will be available to **UAE residents aged 18 and above**.
More than **150,000 people** were already using Tabby Cash at the time of the announcement, with a wider UAE rollout planned over the following weeks. Residents who do not yet have access can join the waitlist through the Tabby app or website.
**Is Tabby Cash regulated in the UAE?**
Yes. Tabby Cash is the first product developed under Tabby’s Stored Value Facilities licence granted by the Central Bank of the UAE.
Tabby Cash services are provided by Tabby Payments LLC, which is licensed by the UAE Central Bank.
**How is it different from the existing Tabby Card?**
The existing Tabby Card is mainly linked to Tabby’s flexible-payment services, allowing eligible customers to split purchases over time.
Tabby Cash is different because it is a spending account funded with the user’s own money. The Cash Card is used more like a debit card and offers transfers, account funding and cashback benefits.
Users should check which Tabby product they are selecting inside the app, as eligibility, terms and payment structures differ.
**Why has Tabby launched the service?**
Tabby built its business around buy-now-pay-later payments but is now positioning itself as a broader financial app.
The company says Tabby Cash is designed to give customers a single platform where they can send, spend, save and monitor their money, rather than using Tabby only when completing a purchase at checkout.
**Why this matters**
Tabby Cash gives UAE residents another digital option for everyday spending and local transfers without setup or card fees.
Its cashback structure may appeal to customers who regularly spend in selected categories or make purchases abroad. However, users should review the cashback limits, Tabby Plus conditions and other applicable terms before opening an account.
**FAQs**
**Is Tabby Cash a loan?**
No. Tabby Cash is a digital spending account and is not a personal loan or cash-advance product.
**Does Tabby Cash charge an annual fee?**
Tabby says there are no setup, account or annual card fees.
**How much cashback can I earn?**
Eligible users can earn up to 3% cashback, depending on membership and spending category. Cashback is capped at AED 200 per month.
**How long does the 3% launch offer last?**
The promotional 3% cashback rate is available to all eligible Tabby Cash customers until November 1, 2026.
**Can I transfer money through Tabby Cash?**
Yes. The account offers free unlimited local transfers. International transfers are expected to be introduced later.
**Can the Tabby Cash Card be used abroad?**
Yes. The digital Visa card can be used internationally wherever Visa is accepted.
**Who can open an account?**
The service is being rolled out to UAE residents aged 18 and above, subject to Tabby’s onboarding and verification requirements.
**Source Credits**
Information source/resource owners: Tabby, Central Bank of the UAE and Khaleej Times.
**Image Credits**
Image sources are combined from AI-generated visuals and other platforms. If any owner wants to be mentioned or any content needs to be changed, please email us at [**concerns@whatmatters.ae**](mailto:concerns@whatmatters.ae).